Be a rational consumer to save more! ( Part 2)

There is a saying goes, 'Time is money". Most people think that it is fine to spend their money on anything they like without saving because they can earn it back anytime. However, if we are extravagant in spending our money, it is actually a waste of time where we have to work hard to earn it back again. On the other hand, if we have systematic financial planning, we could shorten our working days and finally retire earlier than the others. Don't you want to have a trip traveling around the world when you are still fit?

As a smart consumer, we should :-

1. Make a shopping list before going to the supermarket or shopping mall to avoid unnecessary expenses. Do not get attracted by the PROMOTION, DISCOUNT or CLEARANCE SALES! Remember WHAT YOU NEED but not WHAT YOU WANT. Buy the things you have targeted on the shopping list only.

2. Spend for your needs, not for your emotion. SHOPPING MAKES YOU HAPPY Do not shop without abstinence when you quarrel with your partner, especially girls. Otherwise you might regret for hurting your own wallet.

3. Learn to compare. Compare prices of things we buy to save more.

Do not look down on the simple decision we made. It may influence our status quo and future. If we spend extravagantly, we are not only wasting money, but our time too.

Handle our money well to create a better future :)